Investing in SIP funds in Nepal is a simple and effective way to grow your money over time. Systematic Investment Plans (SIPs) allow investors to contribute small amounts regularly, benefit from market growth, and enjoy the power of compounding.
This page provides a complete guide to SIP funds in Nepal, including the latest data, fund returns, investment allocation, and sector-wise exposure, helping you make informed decisions for long-term wealth growth.
Latest SIP Data
This table shows the most recent updates for each SIP fund in Nepal, including NAV, authorized fund size, net assets, and return since inception. Keeping this data updated helps investors track the current performance of SIP funds.
| Symbol | Fund Name | Category | NAV | Date As Of | Authorized Fund Size | Net Asset | Return Since Inception (%) | Inception |
| SSIS | Siddhartha Systematic Investment Scheme | Equity-oriented | 10.12 | 2025-11-09 | 200.00 Cr. | 201.73 Cr. | 9.30% | 4 years ago |
| NIBLSF | NIBL Sahabhagita Fund | Equity-oriented | 9.83 | 2025-11-08 | 600.00 Cr. | 619.52 Cr. | 90.41% | 6 years ago |
| KSLY | Kumari Sunaulo Lagani Yojana | Equity-oriented | 10.73 | 2025-11-09 | 100.00 Cr. | 76.32 Cr. | 29.10% | 3 years ago |
| NMBSBF | NMB Saral Bachat Fund – E | Equity-oriented | 10.07 | 2025-11-09 | 360.00 Cr. | 371.17 Cr. | 5.00% | 4 years ago |
| NFCF | Nabil Flexi Cap Fund | Equity-oriented | 10.24 | 2025-11-08 | 175.00 Cr. | 164.32 Cr. | 17.52% | 3 years ago |
| SLK | Shubha Laxmi Kosh | Equity-oriented | 10.17 | 2025-11-08 | 50.00 Cr. | 50.11 Cr. | 28.10% | 3 years ago |
| NADDF | NIC Asia Dynamic Debt Fund | Debt-oriented | 9.63 | 2025-11-08 | 200.00 Cr. | 157.78 Cr. | 43.34% | 5 years ago |
| SFF | Sanima Flexi Fund | Equity-oriented | 9.92 | 2025-11-07 | 100.00 Cr. | 47.80 Cr. | -0.80% | 8 months ago |
2. SIP Returns
This table helps investors compare the short-term and long-term performance of SIP funds in Nepal. You can see 1-month, 3-month, 6-month, 1-year, 5-year returns, and CAGR, which is useful to identify consistent performers.
| Returns | NIBLSF | NADDF | SSIS | NMBSBF | SLK | NFCF | KSLY | SFF |
|---|---|---|---|---|---|---|---|---|
| CAGR | 10.69% | 7.85% | 2.09% | 1.19% | 8.03% | 5.66% | 10.40% | -1.20% |
| Return Since Inception (%) | 90.41% | 43.34% | 9.30% | 5.00% | 28.10% | 17.52% | 29.10% | -0.80% |
| 1 Month Return | 1.24% | 0.73% | -0.69% | -1.47% | 1.29% | 1.79% | -1.01% | -0.50% |
| Three Month Return | -9.65% | -5.03% | -6.90% | -8.12% | -8.54% | -7.33% | -8.05% | -3.97% |
| Six Month Return | -2.97% | -2.50% | 0.92% | 1.94% | 1.79% | -2.60% | -0.06% | 0.00% |
| One Year Return | -6.51% | -3.43% | -1.89% | -4.63% | -0.19% | -2.86% | -1.49% | -0.80% |
| Five Year Return | 49.70% | 43.34% | 9.30% | 5.00% | 28.10% | 17.52% | 29.10% | -0.80% |
3. Investment / Asset Allocation
This table shows how each SIP fund distributes investments across cash, fixed income, and capital market/equity. Understanding asset allocation is important for risk management and portfolio diversification.
| Asset Allocation | SLK | KSLY | SFF | NMBSBF | NFCF | NADDF | NIBLSF | SSIS |
|---|---|---|---|---|---|---|---|---|
| Cash (NPR) | 90,808,555.00 | 89,752,738.00 | 221,209,342.00 | 374,214,327.00 | 296,652,336.00 | 305,719,855.00 | 1,181,737,537.00 | 326,290,341.00 |
| Fixed Income (NPR) | 0.00 | 0.00 | 0.00 | 130,000,000.00 | 0.00 | 30,000,000.00 | – | 0.00 |
| Capital Market (NPR) | 395,371,247.00 | 627,751,729.00 | 250,906,981.00 | 3,269,156,254.00 | 1,230,994,485.00 | 1,188,759,592.00 | 6,617,641,333.00 | 1,671,907,307.00 |
4. Sectoral Investment
This section shows which sectors each SIP fund is invested in, such as finance, hydropower, consumer goods, and industrials. Knowing sector exposure helps investors understand growth potential and risk concentration.
| Sector | KSLY | NADDF | NFCF | NIBLSF | NMBSBF | SFF | SLK | SSIS |
|---|---|---|---|---|---|---|---|---|
| BANKING | 6.16 Cr. | 11.93 Cr. | 11.48 Cr. | 106.81 Cr. | 68.22 Cr. | 1.55 Cr. | 5.51 Cr. | 44.86 Cr. |
| DEVBANK | 4.82 Cr. | 8.58 Cr. | 4.69 Cr. | 49.61 Cr. | 41.57 Cr. | 2.04 Cr. | 4.40 Cr. | 15.04 Cr. |
| FINANCE | 1.74 Cr. | – | 22.59 Lac | 25.31 Cr. | – | – | 70.41 Lac | – |
| HOTELS | 1.84 Cr. | 2.52 Cr. | 2.63 Cr. | 31.31 Cr. | – | 67.94 Lac | 64.55 Lac | 1.21 Cr. |
| HYDROPOWER | 9.80 Cr. | 3.01 Cr. | 40.27 Cr. | 48.26 Cr. | 45.35 Lac | 4.02 Cr. | 7.30 Cr. | 29.29 Cr. |
| INVESTMENT | 3.61 Cr. | – | 9.83 Cr. | 32.76 Cr. | – | 2.55 Cr. | 79.80 Lac | 4.76 Cr. |
| LIFEINSU | 7.01 Cr. | 13.60 Cr. | 12.31 Cr. | 48.27 Cr. | 55.85 Cr. | 4.13 Cr. | 4.02 Cr. | 16.52 Cr. |
| MANUFACTURE | 3.88 Cr. | 2.07 Cr. | 5.42 Cr. | 28.08 Cr. | 24.73 Cr. | 1.01 Cr. | 1.64 Cr. | 14.13 Cr. |
| MICROFINANCE | 6.16 Cr. | 4.88 Cr. | 7.19 Cr. | 109.25 Cr. | 66.70 Cr. | 2.93 Cr. | 8.38 Cr. | 15.97 Cr. |
| MUTUAL | 3.11 Cr. | 4.02 Cr. | 1.19 Cr. | 12.16 Cr. | 3.32 Cr. | 89.25 Lac | – | 2.92 Cr. |
| NONLIFEINSU | 5.07 Cr. | 24.62 Cr. | 14.00 Cr. | 50.02 Cr. | 50.56 Cr. | 1.96 Cr. | 4.29 Cr. | 16.37 Cr. |
| OTHERS | 2.17 Cr. | 1.26 Cr. | 10.86 Cr. | 46.65 Cr. | 47.06 Lac | 22.71 Lac | 1.13 Cr. | 28.39 Lac |
| TRADING | 1.83 Cr. | – | – | 2.36 Cr. | – | – | 52.24 Lac | – |
| PROMOTSHARE | – | – | 29.69 Lac | 2.31 Cr. | – | – | – | – |
Conclusion
Use this complete guide to SIP funds in Nepal to compare the latest data, returns, asset allocation, and sectoral investments. Regularly updating this information helps you make smart investment decisions and grow your wealth steadily over time.